If you drive your vehicle for business purposes, we can help you determine if commercial car insurance coverage is needed. 

 

How do you know if you need commercial auto insurance? 

 

• Transport goods or people for a fee in your vehicle

• Conduct a service with your vehicle

• Need higher limits of liability because of the nature of your work

• Haul a considerable weight in tools or equipment or towing a trailer used to conduct your business in your vehicle

• Employees operate the vehicle or ownership is in the name of a corporation or partnership

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Many business uses and vehicle types may be excluded from personal policies.